Banking Fabric Accelerator
The Microsoft Fabric accelerator for small & midsized banks.
A specialized implementation program for community and regional banks that must modernize data estates, improve reporting and meet regulatory compliance — all while operating with lean teams and legacy core systems.
One governed platform for your whole data estate
Microsoft Fabric provides a single, governed platform for ingestion, storage, transformation, reporting and advanced analytics — with strong alignment to the security tools banks already use.
Fragmented data
Data sprawl across Jack Henry, Fiserv, DocuSign, loan origination systems, spreadsheets and file servers creates operational inefficiencies.
Compliance pressure
Increasing regulatory demands around auditability, lineage and data governance require robust solutions.
Reporting gaps
Lack of unified reporting for ALCO, credit risk, operations and customer insights hampers decision-making.
Resource constraints
Limited IT staff face growing expectations for AI adoption — including Copilot and predictive analytics.
A proven, four-phase program
Discovery & Design
2–3 weeks- Core banking system review (Jack Henry, Fiserv, COCC, Finastra)
- Compliance & governance alignment: SOX, GLBA, internal audit, retention
- Data inventory across LOS, credit card, ACH/wire, fraud tools, DocuSign, CRM
- Regulatory reporting needs (Call Reports, CRA, Fair Lending)
- Data quality assessment for legacy inconsistencies
- Bank-specific Medallion architecture
- Data mapping from core and ancillary systems
- Security model aligned to least-privilege banking controls
- Comprehensive architecture & governance blueprint
Build
· Creating your data foundation2–3 weeksSecure workspace setup aligned to departments (Lending, Finance, Ops, Retail, IT), with integration pipelines for core banking API / flat files, LOS exports and wire/ACH datasets.
- Raw core and LOS extracts ingested directly from source systems.
- Cleaned & standardized customer, account and transaction models.
- Purpose-built analytics marts for Lending, Deposits, Fraud and Operations.
Stabilize
· Quality & governance2 weeks- Reconciliation routines (ledger vs. core extracts)
- Historical balancing — critical for regulators
- Performance tuning for high-volume ACH/wire/transaction data
- QA validation and balancing
- Operational governance for regulated data
- UAT with Banking Ops, Finance and Lending teams
Deploy
· Go live with confidence1–2 weeks- Production-ready environment with secured banking data zones and role-based workspace access for auditors, IT, lending and finance teams.
- End-user training customized for banking analytics teams, ensuring smooth adoption across all departments.
- 30-day hypercare and support to ensure a successful transition and address any immediate needs.
Clear boundaries, set up front
Out of scope
- ✕ Core banking system replacement
- ✕ Custom ML/AI model development beyond starter use cases
- ✕ Ongoing managed analytics operations
- ✕ Non-Microsoft analytics platforms
Key assumptions
- ✓ Microsoft Fabric capacity available
- ✓ Access to core and ancillary systems provided
- ✓ Banking SMEs available for design and UAT
- ✓ Microsoft 365 / Power BI licensing in place
Modernize your bank's data estate
Book a 30-minute intro call and we'll scope Banking Fabric to your institution.